Tamara and Johnny Roberts make sure their giving is both intentional and impactful for their family.

Tamara and Johnny Roberts believe generosity works best when it is intentional, organized, and shared across generations. As Chairman and former CEO of J.B. Hunt, Johnny is accustomed to structure and long-range planning. Tamara is the “CEO of the home,” and brings that same discipline to the family’s philanthropy. Early on, they decided that giving would be part of their family story. “We know from our faith that we don’t manufacture what’s happening; we participate in it,” he said. “And to whom much is given, much is expected.”

That conviction shaped a five-year family plan for philanthropy. Their children were invited in from the start. “Starting young teaches stewardship,” Tamara says. “It builds the habit of thinking about needs beyond your own.” Over time, their giving coalesced around areas that resonate deeply with the family: health care, education, food security, just to name a few. The result is a steady, efficient and values-driven pattern of support that they hope their children and grandchildren will continue.

Impact matters as much as intention. Some of the family’s most meaningful moments have come from smaller, local projects. Johnny points to a pre-K breakfast program in Fayetteville. “It was not our largest grant, but it was one of the most impactful,” he says.

“I was a teacher,” Tamara adds. “Children can’t learn if they’re hungry. Seeing that program, and knowing those school meals might be the only ones some children get that day, stays with you.” For Tamara, the local cancer support home holds special significance. After her own preventive surgery, she helped expand services that restore dignity for patients. “To see women leave with a quality wig, a soft robe and a little more confidence was unforgettable,” she says. “Small comforts can change how someone faces a hard day.”

Early in their marriage, as their philanthropy grew, so did the complexity. Gifts of appreciated stock, multi-year pledges, and dozens of commitments and requests quickly became difficult to manage while Johnny was leading a major company. The couple credits Arkansas Community Foundation staff with creating order out of the chaos. “It has been one of the best decisions we have made,” Tamara says. “The Foundation team keeps us organized, makes the transactions seamless, and gives us confidence that nonprofits can count on timely support.” Johnny adds that the ability to make a single transfer into their fund, then let Foundation staff handle timing, paperwork, and reporting, has been “transformational.”

Beyond logistics, the Foundation staff provides candid guidance to align each gift with the family’s goals. “If I bring an idea forward, they’ll tell me if it makes sense,” Tamara says. “It’s like having a philanthropy concierge. We don’t worry about the mechanics; we can focus on impact.”

At the heart of their giving is their faith. “We have been blessed far beyond what we ever imagined,” Johnny says. Asked how they hope to be remembered, both keep it simple: faithful, devoted to family, and known as people who tried to help our state be better.

For Arkansas, that faithfulness looks like a brighter future: stronger hospitals and patient recovery centers, students ready to learn, families with food on the table, and so many other small and large efforts to help. For the Roberts family, it looks like the next generation learning to plant seeds whose shade they may never sit under, but that will shelter many others.

From education to lifesaving equipment, Delta Area Community Foundation is investing in local solutions that bring hope, safety and opportunity across Desha and Lincoln counties.

When the Desha County Sheriff’s Office received a grant to purchase its first two automated external defibrillators (AEDs), the impact was immediate and deeply personal. “Our patrol units are often the first to respond to an emergency,” Sheriff Mitch Grant explained. “Earlier this year, one of our deputies arrived before EMS to a heart attack call in a rural part of the county. He began CPR, but without an AED, there was only so much he could do. With this equipment, that life might have been saved.”

Today, the sheriff’s office has three AEDs in total and hopes to secure two more so that every patrol vehicle is equipped with lifesaving technology. Delta Area Community Foundation stepped in quickly to make the initial purchase possible, just one example of how the affiliate listens and responds when local leaders identify urgent needs.

For Executive Director Randi Stinyard, that responsiveness is central to their mission. “We exist to make grants that help our communities be safer, stronger places to live.”

That same spirit drives the Delta Area board, a diverse and committed group representing education, healthcare, clergy, law enforcement and more. They rotate meetings across towns, announce grant opportunities in churches and civic groups, and make sure local voices shape their work. Board chair and Arkansas City mayor Carolyne Blissett summed it up: “We are very much a working board. We all play a role, and we’re intentional about making sure our grants address real needs in every corner of our counties.”

Scholarships are one of those priorities. Blissett recalled how, early on, schools weren’t always engaged. But with personal visits and workshops, participation grew. “Now, more young people are finding opportunities they might have missed,” she said. Dr. Chris Allen, the Alternative Learning Environments (ALE) Director for Star City School District, added that simple steps like walking students through the online application process have made scholarships more accessible.

The same approach applies to immediate needs. Whether it’s providing fans to elderly residents during scorching summers, supporting food pantries in communities where fresh groceries can be 20 minutes away, or expanding early literacy programs, the Community Foundation is deliberate about solving problems close to home. Board member Elaine Hargraves sees it daily at the UAM McGehee campus where she is the assistant vice chancellor, “I see students every day who need food. Even something as simple as setting up a snack station changes lives.”

For board member Spencer Chastain, the connection between this work and the county’s AED grant is clear. “Families here often think college, or even basic resources, are out of reach. But the Community Foundation helps people think bigger, and it makes hope tangible. In the same way, something like an AED can literally change the outcome for a family in crisis.”

That determination is what sustains the board’s optimism. Cortez Smith pointed to the financial support from donors. Chastain emphasized the resilience of Delta people: “No matter how bad it gets, folks here step up for one another.” 

The AED grant to the sheriff’s office is just one example, but it captures the essence of the local Community Foundation: neighbors coming together, a working board listening closely, and modest investments that can change, and sometimes save, lives.

Ruth Wood’s century of generosity ensures students have the support they need to learn, belong and thrive.

At 103, Ruth Wood of Eureka Springs still remembers the day a teacher changed her life.

“When I was in college, I didn’t have any money,” Wood recalled. “A teacher loaned me some, and when I went back later to pay her, she said, ‘No, don’t pay me back. Just do something for somebody else.’”

That simple lesson, to pass it on, has guided Wood’s giving for more than eight decades.

Today, her generosity is focused on students in the three school districts in Carroll County. Through her fund at the Community Foundation, she has supported everything from field trip fees and epi-pens to the steel-toed work boots required for students in the county’s vo-tech program and even hearing aids for a child in need. Her philosophy is simple: fill the gaps that no other resource covers, especially when a small gift makes a life-changing difference.

“I don’t want kids to be left out,” she said. “If you’re the only child who can’t go on a field trip, that hurts. I want them included.”

One of her earliest grants helped a boy travel to see his brother in the hospital in central Arkansas. “That made me feel better than almost anything,” she said. Another time, she quietly gave money to a teacher so a student could join the class on a field trip. Later, the child’s grandfather showed up at the school with a crumpled $5 bill to say thank you. “That was probably his last five dollars,” Wood remembered. “It meant so much that he wanted to give back.”

Stories like these echo her own experiences growing up during the Depression. “We just didn’t have anything, like most during that time,” she said. “People needed things, and you helped each other. My mother always said, ‘You do what you have to do.’ So that’s what I do.”

Wood’s giving reflects her lifelong focus on education and health, with a touch of travel for good measure.

“I think if you teach kids, they can do anything they want to do, but be reasonable,” she said. “You don’t have to be the best. Enjoy life and experience as much as you can, travel as much as you can, read as much as you can.”

Her fund ensures those values will outlive her. When she is gone, her endowment will continue to support children in Carroll County for generations to come. She isn’t concerned with specifying every detail. Instead, she wants her fund to be flexible so that it can meet whatever needs arise.

“I can’t say exactly where it should go, because it’s whatever’s needed,” she said. “And you never know what will be needed.”

For Wood, that is the legacy she hopes to leave: not only direct help for young people today, but an example of generosity that inspires others to act. “I hope it will teach them to give to others,” she said. “There’s always need.”

Her story comes full circle because a teacher once asked her to pay it forward. Now, more than 80 years later, she is still doing exactly that.

Here are some reminders to sure that your gifts are recognized for the 2025 tax year:

ADD TO AN EXISTING FUND

To learn more about the various assets you can give, review our guide to Contributing to a fund. In order for charitable gifts into a fund to qualify for a charitable income tax deduction in the 2025 tax year, don’t forget:

  • Checks sent via the U.S. Postal Service to any Community Foundation office must be postmarked by December 31.
  • Credit card gifts can be made online until 11:59 pm December 31.
  • Gifts of assets sent via other means must be physically received on or before December 31.

DONOR ADVISED FUNDS

Donor advised fundholders may wish to recommend grants to support nonprofit year-end campaigns, provide holiday contributions or make honorariums as gifts.

GRANT RECOMMENDATIONS

Grant recommendations can be made online through our secure donor portal or by contacting us. 

Please note that the timing of donor advised grants has no effect on your 2025 charitable income tax donations since the tax acknowledgement is given when you contribute to your fund.

Many people without children wonder how they want their legacy to take shape. Without the need to plan for biological heirs, they often have unique freedom to direct their resources, time, and values toward the broader community. In fact, Americans over 50 without children are more than four times as likely as parents to include charity in their estate plans.

If this sounds like you—or someone you advise—here are three themes to explore when creating an intentional philanthropic strategy:

1. Treat charitable giving as part of your identity.

Your giving can reflect what matters most to you. A fund at the Community Foundation can carry your name or a name that expresses your values—“Smith Family Fund,” “Building Stronger Communities Fund,” “Animal Welfare Innovation Fund,” or anything meaningful to you.

2. Integrate charitable planning into your estate plan.

Without the need to provide for children, many donors have more flexibility to create a lasting legacy aligned with their values. We can work alongside your estate planning advisors to structure charitable gifts—during life or at death—that direct your assets to the causes you care about most.

3. Expand the circle.

You may choose to involve nieces, nephews, younger relatives, or trusted community members in your philanthropy. A donor-advised fund allows you to name successor advisors who can continue recommending grants after your lifetime.

Whether or not you have children, the Community Foundation is here to help you build a charitable plan that reflects your values and strengthens the community you care about. We would be honored to support you—reach out anytime.

Every year, Americans give nearly 2% of the nation’s GDP to charitable causes—a testament to the generosity that fuels more than a million nonprofits. At the Community Foundation, we’re grateful for your trust as we help steward your giving with care and integrity.

Our commitment is twofold:
(1) to provide a home for your charitable giving, and
(2) to understand community needs so your generosity has the greatest possible impact.

Some needs are urgent—support for families in crisis. Others are long-term—education, health, and economic stability. Our job is to track these evolving priorities and help you invest where it matters most.

For donors aged 70½ or older, one particularly powerful tool is the Qualified Charitable Distribution (QCD). A QCD allows you to transfer up to $108,000 in 2025 directly from your IRA to a qualified public charity. The amount bypasses taxable income and can satisfy required minimum distributions—a valuable strategy for managing tax brackets, Medicare IRMAA surcharges, and other income-sensitive considerations.

Because QCDs cannot be directed to donor-advised funds, many donors use a blended approach:

  • their DAF for regular annual giving, and
  • their QCDs to support unrestricted funds at the Community Foundation.

Unrestricted funds allow our board and staff to direct grants where needs are most pressing—both now and in the future. It’s one of the most impactful ways to strengthen the community you love.

Talk with your tax advisors about whether QCDs fit your 2025 plan. And remember: with new tax laws arriving in 2026, these strategies may become even more valuable.

No matter which tools you use—DAFs, QCDs, bequests, or others—we’re here to help. Thank you for partnering with us to make a meaningful difference.

Little Rock, Ark. (Nov. 21, 2025) – The Board of Directors of Arkansas Community Foundation today announced the selection of Jessica Hughes Ford as the Foundation’s next President and Chief Executive Officer.

Ford succeeds outgoing CEO Heather Larkin, who will retire after 27 years of service to the Foundation. The leadership transition will take effect on January 1.

“After a thoughtful and competitive search process, the Board is confident Jessica is the right leader to guide Arkansas Community Foundation into its next chapter,” said Tracy Cude, chair of the Foundation’s Board of Directors. “Her experience, passion and deep commitment to Arkansas communities align perfectly with our mission.”

A native Arkansan and nonprofit leader with two decades of nonprofit experience driving strategic communications, organizational transformation, and mission-aligned growth, Ford is a nationally recognized voice in place-based philanthropy and crisis leadership. She currently serves on the executive leadership team of the Foundation as Chief Communications Officer, a role she has held since 2020.

“Jessica’s leadership, her character, and her deep love for Arkansas have been evident since the moment she joined the Foundation,” said Heather Larkin, current president and CEO. “She is a bridge-builder, a convener, and a champion for the communities we serve. I am confident that the Foundation’s future is in excellent hands.”

The announcement coincides with a milestone moment for Arkansas Community Foundation, which will celebrate its 50th anniversary in 2026. Since its founding in 1976, the Foundation has distributed more than $600 million in grants statewide and is poised to surpass $1 billion in assets. Working through 29 local affiliate offices, the Foundation serves as both a statewide convener and local catalyst for philanthropy, helping Arkansans turn local generosity into lasting community impact.


About Arkansas Community Foundation
For 50 years, Arkansas Community Foundation has helped Arkansans turn local generosity into statewide impact. Since 1976, the Foundation has made more than $600 million in grants to support Arkansas communities and is poised to surpass $1 billion in assets in 2026. As part of its 50th anniversary year, the Foundation is making transformational statewide grants and ushering in new leadership to guide its long-term vision for impact. Working through 29 local affiliates, the Foundation partners with donors, professional advisors, nonprofits and community leaders to engage people, connect resources and inspire solutions to build stronger Arkansas communities, forever.

If you work with business owners, it’s worth recognizing when a “charitable exit” opportunity arises. These rare but rewarding situations allow a client to give closely-held business interests to charity before a sale—often creating significant tax and philanthropic benefits.

White Aluminum Exit Sign with Green Letters

How it works
When a business owner donates shares to a donor advised fund at the Community Foundation before a sale is under negotiation, the gifted portion avoids capital gains tax. The donor receives a charitable deduction for the appraised value, removes those shares from their taxable estate, and ensures the proceeds will fuel future charitable giving once the sale closes.

Why timing matters
To qualify for these benefits, the gift must occur before any formal sale discussions, shareholder votes, or letters of intent. A qualified appraisal is required, and gifts are most effective when made to a public charity—like the Community Foundation—rather than a private foundation.

Our role
The Community Foundation reviews each potential gift to ensure compliance and feasibility, helping you and your client navigate the process smoothly.

Whether this scenario comes up once or often in your career, remember: the earlier you involve the Community Foundation, the more options you’ll have to maximize your client’s tax efficiency and community impact.


As tax laws shift under the One Big Beautiful Bill Act (OBBBA), Qualified Charitable Distributions (QCDs) remain one of the most effective strategies for clients age 70½ and older to give wisely while managing taxable income.

Why QCDs matter
IRA assets—totaling nearly $18 trillion nationwide—are among the most heavily taxed upon withdrawal and inheritance. QCDs allow clients to give up to $108,000 (per taxpayer in 2025) directly from an IRA to an eligible charity, reducing adjusted gross income instead of relying on an itemized deduction.

Key advantages

  • QCDs count toward Required Minimum Distributions (RMDs) without increasing taxable income.
  • Lower AGI can reduce Medicare surcharges (IRMAA) and preserve deductions that phase out at higher income levels.
  • Beginning in 2026, the new 0.5% AGI floor and 35% deduction cap will limit the value of itemized charitable deductions, making QCDs even more valuable.

How we help
While donor advised funds can’t receive QCDs, clients often pair them with other fund types that can—such as field-of-interest, designated, or unrestricted funds—to balance flexibility and tax efficiency.

Now is the time to revisit these strategies. Together, we can help your clients reduce taxes, simplify giving, and support the community they love.

Financial advisors know donor advised funds (DAFs) are powerful tools for clients who want to give strategically. What’s less known is how a DAF at the Community Foundation can serve as the foundation of a client’s entire charitable portfolio—combining flexibility, tax advantages, and community impact.

Organize annual giving
A DAF offers a simple way to manage gifts of cash, appreciated stock, or other assets while choosing when to support favorite charities. This flexibility is especially valuable in 2025 before the new floor and cap on charitable deductions take effect. “Bunching” multiple years of giving into a DAF this year can create meaningful tax benefits and build a ready reserve for future grants.

Beyond the DAF
A DAF is just the start. At the Community Foundation, clients gain access to a team that can help them explore additional giving options, such as:

  • Designated Funds – provide steady support for specific nonprofits.
  • Field-of-Interest Funds – focus on an issue area, such as education or the environment.
  • Unrestricted Funds – empower the Foundation to meet evolving community needs.

Giving from IRAs
Clients age 70½ and older can make Qualified Charitable Distributions (QCDs) of up to $108,000 (2025 limit) from IRAs to a designated, field-of-interest, or unrestricted fund—reducing taxable income while supporting causes they care about.

Legacy planning
We can also help integrate charitable giving into estate plans through bequests or beneficiary designations. Naming a fund at the Community Foundation ensures clients’ charitable wishes are honored and continue to benefit the community for generations.

The bottom line
Partnering with the Community Foundation turns a donor advised fund from a simple giving vehicle into a dynamic, flexible cornerstone of a long-term charitable strategy—one that adapts as tax laws and community priorities evolve.