The staff and volunteers at Opportunity House provide a refuge and respite for
those experiencing homelessness in the Pine Bluff community.

In downtown Pine Bluff, a modest building buzzes quietly each morning with the work of compassion. This is Opportunity House, an organization dedicated to helping the unhoused population of Pine Bluff get back on their feet. Core to their mission is meeting people where they are — whether it’s under a bridge, in an unlit, unheated home, or in emotional despair.

Opened in spring of 2024, Opportunity House is marking a year of deeply impactful work for their clients. “Our primary goal is helping people find housing,” says Chris Taylor, program director. “But first, we meet basic needs — meals, showers, laundry. Then we create individualized plans to get people back on track.”

It’s a simple formula rooted in dignity: meet basic needs, then address the deeper struggles. Each participant is paired with a case manager, who serves as a conduit for accessing other services. Together they build a personalized action plan, whether that means regaining access to public benefits, employment training or seeking addiction counseling.

Taylor will never forget an early success story. “Our very first participant walked in with nowhere to go. He had lost his wife and just didn’t know how to take care of himself in fundamental ways. He was homeless for the first time in his life. Through our case manager, within 15 days his veterans’ benefits were restarted, and we found him a home in DeWitt. Now he has reconnected with his daughter and grandchild. He just needed someone to show him what was available and give him a little help to get there.

Chris Taylor, Associate Director

“Access to affordable housing is a problem in Pine Bluff,” says Taylor. “Some of our clients live in abandoned or decrepit homes. They simply have nowhere else to go.”

The economic landscape has added additional strain, ramping up the demand for Opportunity House’s services. As Taylor explains, the south side development in Pine Bluff of big-box retailers and the construction of bypass highways redirected commerce — and people — away from the city’s core.

“We lost our downtown businesses. Now, there’s little reason for travelers to pass through Pine Bluff,” he says. “Over time, that put a quietstranglehold on the local economy.” Efforts are underway. City programs, the federal housing authority, and local real estate agents are working to create affordable housing but progress is slow.

That’s where Opportunity House, with a growing volunteer program, is working to fill in some of the gaps to serve those in need.

“Volunteers are absolutely essential,” Taylor emphasizes. “The volunteers run the front desk, serve meals, sort clothing — everything. We couldn’t function without them.” Groups from local churches, the United Way, and soon AmeriCorps, show up week after week to help the house run smoothly, but more are needed.

Some volunteers help every now and then; others, like Colleen Sandal, become pillars of the organization.

Colleen Sandal volunteers every Monday, Wednesday and Friday.

“Colleen is our point guard,” Taylor says with a smile. “She’s been at our front desk since the beginning every Monday, Wednesday and Friday. Everyone calls her ‘grandmother.’ She brings cookies, teaches soft skills like manners, and builds relationships with people who maybe haven’t experienced kindness in a long time. We couldn’t do this without Colleen.”

Volunteer roles vary, and all are critical. Mornings start with a hot breakfast, often prepared and served by volunteers who may be the only friendly faces participants see that day. Other volunteers help maintain the clothing closet, organize donations and help work the front desk.

“We are building community,” says Taylor. “You get to know the regulars, and they get to know you. It’s beautiful.

“The volunteers are vital,” he continues. “But equally important is the case manager here, Melissa Brock. Our clients work directly with her to figure out their barriers, then build a plan from there.”

Brock is the only case manager for the entire organization.

The process doesn’t happen overnight. “You’re not going to find out everything in that first session,” Taylor says. “Some folks just need one-time assistance, but others need consistent support.”

Brock builds trust with the clients, often uncovering underlying issues like undiagnosed learning disabilities, mental health concerns, or a lack of financial literacy that have contributed to their homelessness.

Every person who walks through Opportunity House’s doors has a unique story — some marked by loss, others by trauma, addiction or sheer bad luck.

“Everything the staff and volunteers do here is about showing people that someone cares. Whether it is Melissa working on an action plan with a client, or Colleen greeting clients with a smile,” says Taylor, “Our job is to listen, understand and make a way.”

By Lesley Roberts, Philanthropic Advisor

As 2025 unfolds with uncertainty, philanthropy remains a powerful strategy for your clients—especially during economic shifts. Here are three key trends to watch as you help clients stay focused on long-term impact.

1. Clients Still Want to Give

While overall giving may dip in tough times, committed donors typically continue supporting the causes they care about. In fact, giving often rebounds as the economy recovers. Donor advised funds (DAFs), in particular, have proven resilient during downturns, offering flexible, stable support for nonprofits. This matters because economic hardship often increases demand for services. Through the Community Foundation, your clients can see their giving make a local difference—right when it’s needed most.

2. Legislation Is in Motion

The pending expiration of the Tax Cuts and Jobs Act at the end of 2025 could reshape charitable planning. Meanwhile, new proposals are gaining traction:

  • The Death Tax Repeal Act of 2025 aims to eliminate the federal estate and GST taxes.
  • Proposed legislationwould allow Qualified Charitable Distributions (QCDs) to be made to donor advised funds for individuals over 70½—an expansion of current rules.

These developments could significantly impact giving strategies.

3. Long-Term Giving Is Gaining Momentum

Some clients may question the long-term effectiveness of their giving. The answer? It matters—especially now. “Big bet” philanthropy is growing: donors are pooling resources to fund solutions to deep-rooted challenges. These long-haul efforts take time, trust, and collaboration. The Community Foundation is uniquely positioned to help your clients turn ambitious goals into sustained impact.

By Jody Dilday, Philanthropic Advisor

There are nearly 150,000 private foundations in the U.S., holding over $1 trillion in assets. So, it’s common for people to consider starting one when planning their charitable giving. You probably have clients who already have a private foundation.

But donor advised funds (DAFs) are growing fast—there are almost 2 million of them now, and they give out around $50 billion in grants each year. More and more, people are using both private foundations and DAFs. Some clients are even thinking about moving their private foundation’s assets to a DAF at the Community Foundation to make things easier while keeping the family’s mission alive.

If you’re working with clients considering this, here’s a quick guide:

1. Think About the Work Involved

Running a private foundation takes a lot of time. As future generations take over, managing it can become a burden. Many families find it takes focus away from helping nonprofits.

2. Understand the Tax Issues

Private foundations must follow strict IRS rules. Things like investments, payouts, and avoiding conflicts of interest (“self-dealing”) can get complicated. If a client wants to donate a family business, it’s usually better to use a DAF—doing it through a private foundation could lead to tax problems.

3. Get Help from the Community Foundation

We can guide you and your client through closing a private foundation and moving the assets to a DAF. First, the foundation’s board needs to approve the move and record it in meeting notes.

4. Start the Donor Advised Fund

The client can create a DAF with a name like “Smith Family Foundation Fund.” The people who advise on grants can stay the same, just like the private foundation’s board.

5. Transfer the Money

The private foundation will give most of its assets to the new DAF. Make sure enough money stays behind to pay any final bills before officially closing the foundation.

6. Finish the Process

As long as the foundation is in good standing with the state, closing it for tax reasons is simple when assets go to the Community Foundation. The foundation just needs to file a final tax return and follow any steps required by the states it’s registered in.

Whether your client is ready to make the move now or just exploring options, we’re here to help!

by Ashley Coldiron, Chief Development Officer

If you’ve represented charitable families over the years, you’ve certainly heard the term “charitable remainder trust,” sometimes called a “CRT.” You might have even helped clients set them up. 

For most attorneys, CPAs, and financial advisors, CRTs don’t come along every day. Because a CRT can be such an effective planning tool in certain situations, it’s useful to have at least a basic level of knowledge about how they work. 

Here are six important points to keep in mind.

What is it? Your client establishes a CRT as a standalone trust. The trust pays an income stream to the client (and potentially other beneficiaries such as a spouse or children) for life or for a period of years. According to the trust’s terms, whatever assets are left when the income stream ends will pass to a charity, or to your client’s fund at the Community Foundation.

Where does the charitable deduction figure in? Because the transfer of assets to the CRT is irrevocable, your client is eligible for an up-front charitable income tax deduction in the amount of the present value of the charity’s future interest, calculated according to IRS-prescribed rules and interest rates. Remember that assets held in a CRT are excluded from your client’s estate for estate tax purposes. 

Who is it for? The ideal client to establish a CRT is typically someone who owns highly appreciated assets, including marketable securities, real estate, or closely-held business interests. That’s because a CRT allows these assets to be sold within the trust without triggering immediate capital gains taxes, enabling the proceeds to be reinvested. 

Why are some trusts called CRATs and CRUTs? A “charitable remainder annuity trust” (“CRAT”) is a type of CRT that distributes a fixed dollar amount each year to the income beneficiary. Your client cannot make additional contributions to a CRAT. A “charitable remainder unitrust” (“CRUT”), on the other hand, is a type of CRT that distributes a fixed percentage (at least 5%) annually based on the balance of the trust assets (revalued every year). Your client can make additional contributions to a CRUT during lifetime.

When is a CGA a better fit? The tax laws permit a client over the age of 70 ½ to make a once-per-lifetime transfer from an IRA of up to $54,000 (2025 limit) to a CRT or other split-interest vehicle, such as a charitable gift annuity (CGA). This is sometimes called a “Legacy IRA.” Because the cost of setting up a CRT usually means that a $54,000 CRT is impractical, a client who wants to leverage the Legacy IRA opportunity may lean toward a CGA instead.  

How can I learn more? As is the case with any question you encounter from a client about charitable giving techniques, consider the Community Foundation your first call. We can help you navigate the options and identify strategies that are likely to best meet a client’s needs, and we are always happy to assist.

We look forward to working with you! 

Pine Bluff, Ark. (Apr. 9, 2025) – Arkansas United Methodist, in partnership with Arkansas Community Foundation will be hosting a disaster case management training over the coming weekends. The two-part training will take place at Lakeside United Methodist Church on Saturdays April 26 and May 3. The training will offer a unique opportunity for volunteers that want to help out following disasters.

After a major disaster event like a flood, tornado or fire, many nonprofit organizations are often there to help with immediate needs—making sure that those affected have shelter, food, clothing and other necessities.. After those organizations leave and the media cycle passes, communities still have many needs to continue rebuilding. That is often a long and sometimes lonely road. Disaster case managers work with families and households to fully recover. Having trained disaster case managers is especially important as for spring in Arkansas, and the severe weather and heavy rains that can come along with it.   

In especially widespread events, disaster case managers may even be paid positions. This training may be valuable for those interested in supporting communities across the state.  

Training participants will learn how to help victims of disasters to get connected with resources, work with local disaster committees, navigate through insurance and FEMA appeals, and connect with experts that have disaster case management experience.  Training is $10 per person.

Anyone wanting to make a real difference in helping communities get back on their feet after a disaster can register by contacting Lauren Morris at lmorris@arcf.org or at 501-372-1116.

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Arkansas Community Foundation, a statewide nonprofit organization, provides resources, insight and inspiration to build stronger Arkansas communities – communities where our kids will want to raise their kids. The Community Foundation is the largest grantmaker in the state in the number of grants made each year. Since 1976, the Foundation has awarded more than half a billion in grants to nonprofits. Serving local communities through a 29-affiliate network along with statewide initiatives, the Foundation staff works directly with donors, professional advisors and nonprofits to help strengthen Arkansas communities through strategic philanthropy and focusing on local needs. Its assets rank among the top 60 of community foundations in the United States with more than $800 million in charitable assets under management.

By Lesley Roberts, Philanthropic Advisor

Incorporating philanthropy into your child’s birthday celebration can be both fun and meaningful. Instead of gifts, kids can collect donations for a favorite cause, such as books for a children’s hospital or pet supplies for an animal shelter. Beyond the party, teaching kids about giving fosters lifelong generosity.

Here are some additional ways to instill charitable values:

  • Be Intentional: Make giving a family tradition to help children see wealth as a tool for positive impact.
  • Make It Tangible: Show kids how their contributions help. Explain how $100 can feed a family for a week or $1,000 can provide classroom supplies.
  • Let Them Choose: Kids engage more when they get to choose the causes they care about. Our Arkansas Nonprofit Directory offers insights into local nonprofits and AspireArkansas.org offers information on community needs.
  • Get Hands-On: Volunteering as a family reinforces the value of giving. Whether it’s a food bank visit or a neighborhood drive, these experiences help make philanthropy real.

The Community Foundation is here to help families cultivate a spirit of giving. We’re honored to support all generations in building a stronger community.

By Jody Dilday, Philanthropic Advisor

When disaster strikes, the urge to help is natural. Yet, effective crisis giving requires thoughtful planning. Here’s how to ensure your donation makes the greatest impact:

  • Verify the Charity: Give to reputable organizations with a proven track record. Check our nonprofit directory to find and verify organizations you’re considering.
  • Cash is Best: While supplies like food and medical aid are essential, cash donations allow charities to purchase exactly what’s needed and support local economies.
  • Beware of Pressure Tactics: Avoid high-pressure appeals that lack transparency. Predatory fundraising behavior often emerges following disasters when emotions and needs are high.

The Community Foundation is here to help. We can guide you in making informed decisions, protecting your gift from fraud, maximizing tax benefits, and ensuring your donation supports both immediate relief and long-term recovery.

Whether you have an established fund or are considering one, we are honored to assist you in making a meaningful impact when it matters most.

By Ashley Coldiron, Chief Development Officer

Planning for the future is important, and that includes making a will, setting up a trust, and creating financial plans for retirement. But have you considered including charitable giving in your estate plan? The Community Foundation is here to help you align your giving with your values while maximizing financial benefits.

Formalizing your charitable intentions can bring purpose and extend your impact beyond your lifetime. Thoughtful giving strategies can also offer tax benefits, such as reducing taxable income through charitable deductions or minimizing estate taxes by directing funds to charity. Donating appreciated assets, like publicly traded stock, can help you avoid capital gains taxes while supporting causes you care about.

The Community Foundation team is ready to guide you in creating a philanthropy plan that incorporates both lifetime giving and legacy gifts. Here are three key considerations:

  • Give to What You Know: Supporting causes you are personally connected to brings the greatest fulfillment. If you need guidance, our team can provide insights on charities that align with your values.
  • Give Where You Live: Local organizations often address the most pressing needs in your community. We can help identify opportunities to make a meaningful difference close to home.
  • Give to the Causes You Love: When you donate to organizations that align with your passions, you are more likely to stay engaged and make a lasting impact.

Whether you already have a donor advised fund or are just beginning your charitable giving journey, the Community Foundation is honored to support your philanthropy. We look forward to helping you create a plan that reflects your generosity and vision.

Carroll County Community Foundation Board of Directors are working to continue the charitable legacy of the late Wayne and Janet Clark. Supporters of the Community Foundation since its inception in 2001, the Clarks created their own named endowment in 2002 which endures today – lending financial assistance to many projects throughout the county in their memory.

In the past 12 months, the Wayne and Janet Clark Charitable Endowment has provided two significant donations to the Berryville community. In the summer of 2024, a Clark Endowment grant built a safety fence around the Janet Clark Memorial Playground next to the Berryville Community Center.

Mavis Lehr, Lauren Morris (ARCF), Jamie Hussey (Berryville Parks and Recreation Director), Janell Robertson, Teddy Willing (Mavis and Teddy are CCCF Board members)

“The addition of the fencing around our playground has been a huge safety benefit for our patrons and looks attractive as well. We cannot say enough how thankful and blessed we are for the contributions of our donors and the Clark Endowment through the Carroll County Community Foundation,” said Jamie Hussey, Berryville Parks and Recreation Director.

Last week, the Clark Endowment provided a significant grant to the Friends of the Berryville Library to bolster support of the new library building program.

“We are very thankful for the support of the Clark Endowment. Like an endowment, a new library in Berryville will be a gift that serves our community for generations to come,” said Julie Hall, Director, Berryville Library. “We have been raising money towards this goal for years and are breaking ground April 1. While this is a momentous achievement, we are not done yet. We need to raise additional funds to furnish the building.”

The Clark’s charitable legacy is a perfect example of the power of an endowment—it grows through investment and gives out grants forever. In 23 years, their endowment has provided 75 grants totaling over $215,000. It will never stop giving back in their memory. The Clarks understood that a charitable gift should be an investment in a cause you care about that will generate unending returns for the entire community.

First row:  Joe Scott, Mavis Lehr, Kristy Noble Tesch (representing the Berryville Friends of the Library), Janell Robertson, Taylor Hudspeth Back Row: Mike Reed, Teddy Willing, Kathy McCormick (all CCCF Board members except for Kristy Noble Tesch who accepted the grant on behalf of the Friends of the Library)

“We are so thankful for donors like the Clarks,” said Janell Robertson, Carroll County Community Foundation Executive Director, “Their love and continued support for our county through their thoughtful and generous endowment reminds us that we can all make a difference, not just now, but forever.”

Working with the Carroll County Community Foundation provides charitable donors with the opportunity to give where it matters to them while maximizing their tax-deductible contributions.

by Jody Dilday, Philanthropic Advisor

Keeping up with tax law changes is a challenge, and 2025 is shaping up to be a landmark year. Many advisors turn to the Community Foundation for insights on legislative shifts that could impact charitable giving. Here’s what you need to know:

  • Tax Cuts and Jobs Act (TCJA) Sunset – When the TCJA expires at the end of 2025, key provisions will revert to pre-2017 levels. The top individual tax rate will increase from 37% to 39.6%, potentially enhancing the benefits of charitable deductions. The estate tax exemption will also drop significantly, making charitable bequests a valuable tool for reducing tax liabilities.
  • Potential Expansion of Charitable Deductions – Proposed legislation, such as the Charitable Act, could introduce a universal deduction for non-itemizers, encouraging broader charitable giving. This bill continues to gain traction.
  • Uncertain Impacts – The looming 2025 “cliff” may lead to a major tax code rewrite, influencing charitable giving trends. A past example: after the TCJA reduced tax incentives for donations, charitable giving declined by as much as $20 billion.

The bottom line? We’ve got you covered. The Community Foundation closely monitors tax law developments and their implications for you, your clients, and the nonprofits they support. We’re here to help you navigate the complexities and seize opportunities for strategic charitable planning.