Every year, Americans give nearly 2% of the nation’s GDP to charitable causes—a testament to the generosity that fuels more than a million nonprofits. At the Community Foundation, we’re grateful for your trust as we help steward your giving with care and integrity.
Our commitment is twofold:
(1) to provide a home for your charitable giving, and
(2) to understand community needs so your generosity has the greatest
possible impact.
Some needs are urgent—support for families in crisis. Others are long-term—education, health, and economic stability. Our job is to track these evolving priorities and help you invest where it matters most.
For donors aged 70½ or older, one particularly powerful tool is the Qualified Charitable Distribution (QCD). A QCD allows you to transfer up to $108,000 in 2025 directly from your IRA to a qualified public charity. The amount bypasses taxable income and can satisfy required minimum distributions—a valuable strategy for managing tax brackets, Medicare IRMAA surcharges, and other income-sensitive considerations.
Because QCDs cannot be directed to donor-advised funds, many donors use a blended approach:
- their DAF for regular annual giving, and
- their QCDs to support unrestricted funds at the Community Foundation.
Unrestricted funds allow our board and staff to direct grants where needs are most pressing—both now and in the future. It’s one of the most impactful ways to strengthen the community you love.
Talk with your tax advisors about whether QCDs fit your 2025 plan. And remember: with new tax laws arriving in 2026, these strategies may become even more valuable.
No matter which tools you use—DAFs, QCDs, bequests, or others—we’re here to help. Thank you for partnering with us to make a meaningful difference.